Use Case

Investment Decisions, Rigorously Analyzed

Markets are complex. Single-model AI gives you one perspective shaped by one training run. AskVerdict deploys bull, bear, and risk agents that debate each other — exposing every assumption before you commit capital.

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The Problem

Confirmation bias kills returns

74%

Of active fund managers underperform their index over 10 years — partly due to systematic bias

1 view

What ChatGPT gives you on a stock — optimistic, narrative-driven, and not stress-tested

0 debates

How many AI tools pit a bull and a bear agent against each other before giving a recommendation

How AskVerdict Helps

Three Ways to Invest Smarter

Stock & Asset Analysis

Bull vs bear — every time

For any stock, ETF, crypto, or alternative asset: a bull agent builds the strongest possible case for buying, a bear agent builds the strongest possible case against, and a risk agent stress-tests both positions. The verdict weights each argument by evidence quality.

  • Long thesis stress-tested

    The bull case is challenged directly — not just presented alongside vague caveats.

  • Bear case made explicit

    A dedicated bear agent constructs the strongest possible argument against the position.

  • Risk-adjusted verdict

    Confidence score, key assumptions, and the specific evidence that swings the verdict.

Portfolio Strategy

Debate your allocation before you rebalance

Whether you're building a new portfolio or reconsidering your current allocation, agents model diversification, factor exposure, drawdown scenarios, and concentration risk — arguing over the tradeoffs before you move capital.

  • Allocation modelling

    Agents debate equity/bond/alternative splits across multiple market regimes.

  • Factor exposure analysis

    Value, momentum, quality, and size factors explicitly surfaced and debated.

  • Concentration risk flagged

    Agents identify hidden correlations and single-name concentrations you may have missed.

Major Purchases

Buy vs rent, car buying, and big capital decisions

Not every financial decision is about the market. AskVerdict handles real-world capital decisions: buy vs rent, leasing vs buying a vehicle, financing a business purchase. Agents model NPV, opportunity cost, and scenario analysis to surface the full picture.

  • Buy vs rent modelled

    NPV comparison across holding periods, with interest rates and rent growth rates as explicit variables.

  • Opportunity cost surfaced

    The bear agent always argues what you could do with the capital instead — and quantifies it.

  • Scenario analysis

    Base case, optimistic, and pessimistic scenarios each modelled and compared side by side.

Example Debate

See It In Action

A real investment debate — bull, bear, and risk agents, then a calibrated verdict.

Sample debate question

"Should I add NVDA to my portfolio at current valuation?"

Bull Agent

NVDA holds 85%+ of the AI training GPU market. Data centre revenue grew 409% YoY. CUDA moat creates switching costs that AMD and Intel cannot overcome in under 5 years. At 35× forward earnings this is expensive but justifiable for a platform-level monopoly.

Bear Agent

35× forward P/E prices in flawless execution for 3+ years. Hyperscalers are developing custom silicon (TPU, Trainium, Maia) that will erode NVDA's margins by 2026. Export restrictions on H100/H800 remove a significant revenue stream without a clear replacement timeline.

Risk Agent

Concentration risk: NVDA is already 6% of SPY. Adding a direct position creates effective 10%+ allocation to a single name. Consider options strategy for asymmetric upside with defined downside rather than outright equity.

Verdict summary

Lean bullish but position-size conservatively. Limit direct NVDA to 3–4% of portfolio given existing index exposure. The CUDA moat is real; the valuation risk is equally real. Consider a staged entry over 3 months to reduce timing risk. Confidence: 61%.

Not financial advice. AskVerdict surfaces structured reasoning — the decision is always yours.

Commit capital with full conviction

Free to start. No credit card required.

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